If you’re making a significant insurance claim then your insurance provider is extremely likely to send out a Loss Adjuster.Many policyholders tend to be uncertain on the difference between a Loss Adjuster as well as a Loss Assessor. The Loss Adjuster’s first task is to establish whether your insurance companies are liable for your current claim so it can be dealt with under the terms of your policy. They then give their opinion on just what it should cost to repair the damages or even restore any items which have been lost or stolen.

Loss assessors can help make sure that you receive the best possible settlement, rather than the minimum that the Loss Adjuster might propose and your insurer would rather pay. Many Loss Assessors work on the “no win – absolutely no fee” basis which is generally a portion of the final amount of money paid out by the insurance provider. In this way, it is in a Loss Assessor’s best interest to make sure that you receive every penny you’re entitled to under your coverage. An excellent Loss Assessor is going to be familiar with negotiating hundreds of successful claims, and that’s why you may get a much better final settlement if your Loss Assessor handles your claim all the way through.

When you’re faced by the possibility of working with an insurance policy claim, it’s important to bear in mind the difference between a Loss Adjuster and a Loss Assessor.A Loss Adjuster’s part is to protect the welfare of your insurance company, not yours being a policyholder. The lower the final pay out, the better the Loss Adjuster is usually seen to have done.However, a Loss Assessor functions as your representative as the policyholder. They’re there to provide expert knowledge and help at a time when you may need it most.